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Getting Serious About
Discount Dental Plans
Paul Sanford
Copyright 2005 Paul Sanford
The pain is all but unbearable at this point and you are going to have to see
the dentist. But, they did it again, didn’t they? Your employer has once more
resorted to changing carriers in your dental insurance and now you are stuck
with less coverage, higher deductibles, and reduced benefits. Unfortunately, you
have already exceeded the maximum allotment for your dental hygiene this year
and you don’t even want to know how much it is going to cost you out-of-pocket
to get that tooth taken care of properly, do you? Maybe you don’t have dental
insurance which is all the more reason for to read on because one way or
another, those teeth need taken care of now!!
Maybe you are thinking that a dental plan is the last thing you need with all
the other things flying at you every day in this fast-paced world. But nothing
could be farther from the truth! People clip coupons just to save a few pennies
on a jar of peanut butter but a dental plan could save them hundreds of dollars
over the course of a year! But how does a dental plan work? Isn’t it the same
thing as dental insurance?
A dental plan is membership based but unlike dental insurance which usually
requires a monthly deduction from your paycheck, there is only a one-time fee
for year round savings. Any dental plan has a list of participating dentists
that you can go to for services but unlike dental insurance where you are often
limited to dentists in your zip code, you can see any participating dentist and
receive the discounts—anywhere! And while most dental insurance covers nearly
all preventative procedures, they limit disbursements on many of the treatments
that most of us in the “real world” really need like fillings, extractions, root
canals, dentures, and even crowns! Why should cutbacks in your employer’s plan
mean cutbacks in the amount of care your teeth really need? After paying the
annual fee and depending on the plan you choose, a dental plan can save you
anywhere from 10-60% on the procedures you need now! Whether you have dental
insurance that has been cutback to the point of almost being useless or even if
you are paying for everything out-of-pocket, a dental plan is the only way to go
to receive top-notch care but at reduced costs! It is NOT a question of whether
a dental plan is right for you but only a question of which plan is best for you
and your needs!
Learn more here:
http://tinyurl.com/drlfk
This article is reprinted with permission from www.WritingCareer.com
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